Disclaimer

Last updated: 9 November 2026

1. What Smart-LOI is

Smart-LOI is software operated by DCI Markets Ltd. It helps investors record their own non-binding investment intent, and helps organisations receive, structure and keep those records. It is a record layer. It does not execute transactions, hold funds or assets, or match, introduce or recommend.

2. Non-binding

Everything recorded through Smart-LOI is a non-binding statement of investment intent. It is not, and is not meant to be, an offer, an order or a binding obligation of the investor or of any organisation. Recording or sharing a record does not create a contract, and it gives no one a right to any investment, response or position.

3. No advice, offer or solicitation

Nothing on this website, in the Smart-LOI app, or in any capture page, certificate, statement or message sent through Smart-LOI is:

• investment, financial, legal, tax or other professional advice;
• an offer, or an invitation to buy or sell any security, token, property or other investment;
• a solicitation of any offer;
• a personal recommendation or a valuation.

Decisions are yours. Take independent professional advice before you make any investment.

4. Not a regulated intermediary

Smart-LOI does not provide investment advice or recommendations, does not promote or market any specific financial product, and does not broker, arrange, introduce, match, execute, custody or otherwise facilitate any transaction. Smart-LOI is not a broker-dealer, investment adviser, fund manager, exchange or other regulated financial intermediary. DCI Markets Ltd holds no financial services licence, and no regulator has reviewed or approved Smart-LOI.

The organisations that use Smart-LOI are independent. Each is responsible for its own licences, communications and dealings. When you share a record with one, you disclose your own intent to it. DCI Markets Ltd is not a party to anything that follows, and does not act for you or for the organisation.

5. No promise of any outcome

We do not promise any outcome, result, funding, transaction, response from any organisation, or return of any kind. Recording or sharing a record does not mean that any investment or conversation will follow.

6. Certificates and Demand Statements

A Smart-LOI certificate shows that a record existed in a given form at a given time and came through a given capture link. Where we issue a Demand Statement, it reports aggregate, non-binding indications of interest recorded for a stated window and filters. Both are evidence of origin and timing. They confer no entitlement, priority or right to anything.

• They are not offers, obligations or funding, and indications of interest may be withdrawn at any time.
• They are not a valuation, a recommendation, or a statement about the quality or prospects of any offering. They do not show that any investor will invest.
• A certificate does not carry any special legal status or presumption of validity that the law gives to licensed electronic time-stamping services.
• Investor identity is checked only to the level stated on the document.
• DCI Markets Ltd has no interest in the outcome of any offering and is not paid by reference to the amounts a document shows.
• Neither has been reviewed or approved by any regulator. Each is prepared for the named recipient, is not marketing material, and is not intended for distribution to retail investors.

The public checker confirms that a certificate matches the fingerprint anchored on a public blockchain. It does not confirm that the interest recorded is genuine, or that it will lead anywhere.

7. Illustrative figures and examples

Records, figures, ranges and preferred-yield values shown on this website or in demonstrations are illustrative. They reflect hypothetical or demonstration data that stands for investors' own stated preferences. They are not offers, projected or promised returns, advice, or actual investor data.

8. Messages

Messages sent through Smart-LOI are linked to a record and exist for coordination only. An organisation writes its own messages; DCI Markets Ltd does not write or review them. Nothing in them is advice, an offer, a solicitation or a binding obligation from DCI Markets Ltd.

9. The service and its technology

The service is provided "as is" and "as available", to the fullest extent the law allows. We test and monitor our systems, including the separation of each organisation's data, but we do not promise that the service will be uninterrupted, error-free or free of vulnerabilities. Public blockchains and other third-party services are outside our control. Our liability is limited as set out in the Terms of Use.

10. Where this applies

This website and the service are intended for professional and business use. Nothing here is directed at any person in a place where its publication or use would be contrary to local law.

11. Company and product

Smart-LOI is a product of DCI Markets Ltd. "Smart-LOI" means the software; "DCI Markets Ltd" means the company that operates it.

12. Related documents

This Disclaimer applies together with the Terms of Use and the Privacy Policy.

Smart-LOI captures non-binding investment intent. It does not constitute investment advice, an offer or a solicitation. DCI Markets Ltd does not offer, promote, advise on, value or arrange any investment.